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Enjoy the benefits of fast, convenient transactions any time of day — with your choice of rewards.

There are great reward options to choose from depending on your account. Options available include points with CU Rewards, cash back rewards, or high interest on checking account balance.

  • Now offering Contactless Cards- easy use & secure!
  • No monthly or annual fee
  • 24-Hour ATM access
  • Get cash back when making purchases with your PIN number
  • No ATM transaction fees at FCCU's ATM machines or for qualified Kasasa checking members
  • Thousands of surcharge-free ATM locations through the NYCE, CO-OP, and Money Pass networks
  • For added fraud protection and card management, download FCCU Cards App
    • Turn your card on & off
    • Set travel notices
    • Report lost or stolen cards and log disputes
  • 24-hour hotline available at 866-820-8788

Don't have time to wait for the mail? You can get your card in the same day!

Instant Issue cards are available at the following nine locations: Jamestown Main, Valley City, Mandan, Bismarck North, Wahpeton, Fargo 45th, Fargo 52nd, Devils Lake and Grand Forks.

Notice to Debit Card Holders In an effort to protect our members from foreign debit card fraud, FCCU will block all international debit card Point-of-Sale transactions (except Canada). However, if you call us two business days before you travel outside the United States, your account can be set up for international transactions for a specified period of time. Call 1-800-850-7676 for more information.

Many times members contact the credit union wondering if they need to file a debit card fraud claim or if they need to file a debit card merchant dispute. The primary difference between a fraudulent transaction and a disputable transaction lies in whether or not the cardholder initiated the transaction with the merchant in the first place. Click here to view a document with further information.