Fraud happens each and every day and can happen to anyone, even in North Dakota and Minnesota. Here at FCCU, we want to help educate our members and make sure you are protected.
Scam of the Month- October
Mortgage closing scams target homebuyers who are nearing the closing date on their mortgage loan. The scammer attempts to steal your closing funds—for example, your down payment and closing costs—by sending you an email posing as your real estate agent or settlement agent (such as your title company, escrow officer, or attorney).
Red Flags:
1. Wire instructions were changed at the last minute and no confirmations were made.
2. Someone new contacts you to confirm financial information.
3. The email address of the agent is spoofed and new email communications are sent to you.
What to do:
1. Contact your local credit union right away and ask for a wire recall. This does not guarantee that the funds will be returned, but it can increase the likelihood of them being returned.
2. File a complaint with the FBI, using the IC3 form found here.
Fraud Resources
- Fraud Podcasts
- Fraud Protection Tips
- Tips for Preventing Business Fraud
- FCCU's Identity Theft Protection
FCCU Card Management
We want to help put card management at your finger tips. Our FCCU Cards app and FCCU Online Credit Card site offers many helpful features to prevent fraud and keeping your credit and debit card in your control. Below is a series of videos explaining how to use the FCCU Cards App and how it can help prevent fraud. Click here for more information or to download the app.
*Note, this app doesn't replace our existing FCCU app, but is another option to give you greater control over your convenience cards.
FCCU Cards App Overview
Alert Preferences
Notification Settings
Lock & Unlock Your Card
Report a Lost or Stolen Card
Set Control Preferences
Setting Spend Limits
Lock & Unlock Your Card
Lost & Stolen Card
Visa Online Features
