LEVEL UP YOUR SAVINGS
Earn 4.15% APY1 with a CD built to help your savings grow.
Put your money to work with a competitive rate, predictable earnings, and flexible options to fit your savings goals.
Benefits You’ll Love
- No setup or maintenance fees
- Access funds when you need it most
- Dividends compounded quarterly or monthly
- Easily add to your investment throughout the term
Current Rate: 4.15% APY!1
This CD gives you the added flexibility to withdraw funds once during the term.
- 27 month term
- $5,000 minimum deposit
- Dividends compound quarterly
- Bump up to a higher rate one time during term
- Add money once during the term ($5,000 minimum and the amount cannot exceed the initial deposit)
- Make a withdrawal of up to half your balance, once per term (must maintain $5,000 minimum)
Other CD Rates
7 Month Special: 3.75% APY2
15 Month Special: 3.70% APY2
- Fixed rates, higher than standard savings
- Receive higher rates by selecting a longer term
- Dividends compound quarterly for CDs with terms greater than 12 months
- Dividends compound at maturity for CDs with 12-month terms or less
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 6 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty
- $1,000 minimum deposit to open
This popular CD allows you to add money throughout the term.
- 12 month term
- $100 minimum opening deposit
- Unlimited additions of $100 or more
- Dividends compound quarterly
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APY = Annual Percentage Yield. Insured by NCUA. Fees and other terms and conditions may apply.
1 APY effective as of 08/17/2026 and subject to change. Minimum opening deposit of $5,000. Not available for public funds. During the term, account holders may exercise each of the following actions: (1) one additional deposit of at least $5,000, not to exceed the amount of the initial deposit; (2) one-time rate increase during the term, subject to applicable terms and conditions; and (3) One penalty-free withdrawal of up to 50% of the account balance, provided the account maintains a minimum balance of $5,000. Withdrawals may not reduce the account balance below $5,000. Early withdrawals are subject to applicable penalties, except as otherwise provided above.
2 APY effective as of 06/15/2026. Limited-time offer. Minimum deposit of $1,000 and maximum of $1,000,000. Not available for funds. Penalty for early withdrawal.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 2.47% | 2.50% |
| $25,000+ | 0.15% | 2.50% to 0.62% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. Then, next month, you can get right back to earning your full rewards.
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 0.25% | 0.25% |
| $25,000+ | 0.15% | 0.25% to 0.17% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly cycle, your account is still free and you’ll still earn the base interest rate. Plus, you’ll get right back to earning your rewards the very next month.
APY = Annual Percentage Yield. Rates and APYs accurate as of 1/1/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.