Stress Free Financing for Your Next Big Purchase.

 

 

Boat Loans

Boat Loans

Finance your next adventure with competitive boat loan rates and flexible terms.

  • Fast, easy application process
  • Flexible financing options
  • Local service you can count on

 

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Camper Loans

Camper Loans

Get on the road with affordable RV and camper financing from FCCU.

  • Flexible repayment terms
  • Competitive rates
  • Friendly local support

 

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Powersports

Powersports

Finance the toys you love with flexible recreational vehicle loans.

  • Jet Skis
  • Snowmobiles
  • Motorcycles
  • ATV/UTVs
  • Side-by-Sides
  • Trailers

 

Apply Now

Work Hard, Play Hard.

At First Community Credit Union, we understand that your time away is valuable. Whether you're financing a boat, camper or toy, we can help. With competitive rates and flexible terms, you will be able to enjoy your free time without the financial stress.

Lending a Helping Hand. 

Our team of professional loan officers can help you through your loan to ensure you are getting the best rates and terms for your ideal monthly payment. 

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BETTER RATES & LOWER FEES

BETTER RATES & LOWER FEES

Because we are a financial cooperative, our income is returned to our members in the form of lower loans rates, higher savings rates and lower fees. 

YOU ARE AN OWNER

YOU ARE AN OWNER

A credit union is a not-for-profit cooperative, which means our members are the owners.

SERVICE FIRST

SERVICE FIRST

We genuinely care about our members and go the extra mile for you. Whether it's in-branch or online, you can find local decision making that's fast, convenient and personal. 

Simple Loan Calculator

This calculator can help you get a general idea of monthly payments you would expect for a simple loan.

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FCCU Branch Map

About Our Recreational Loans

When you’re searching for recreational loans in North Dakota or Minnesota, you want financing that’s flexible, affordable and built around your lifestyle. At First Community Credit Union, we offer competitive recreational loan rates, flexible repayment terms and a fast, straightforward application process to help you finance the toys and equipment you love most. Whether you’re purchasing a new toy, refinancing an existing loan or upgrading, our team is ready to help make the experience smooth from start to finish.

As a member-owned credit union, First Community Credit Union is committed to delivering competitive recreational loan rates and local service. Whether you’re a first-time buyer looking for your first loan or an experienced outdoor enthusiast upgrading your current setup, we’ll help you find the right financing solution.

We provide recreational vehicle financing for a wide range of outdoor vehicles and equipment, including:

  • Boats and pontoons
  • Campers and travel trailers
  • Motorhomes and RVs
  • ATVs and four-wheelers
  • Side-by-sides and UTVs
  • Snowmobiles
  • Jet skis and personal watercraft
  • Motorcycles
  • & more!

If you’re comparing recreational loans in North Dakota and Northwestern Minnesota, First Community Credit Union is proud to serve our local communities with trusted lending solutions designed for your next adventure.

Our recreational loans feature competitive rates, flexible terms and financing options that can help make ownership more affordable. Plus, with easy online applications and local lending support, getting approved is quick and convenient.