Member’s Choice Club

Member's Choice Club
First Community Credit Union has a special package of benefits for members 55 years and older. Member's Choice Club is exclusively designed for mature people with a zest for life, like you!

It is our pleasure to invite you to become a member of our Member's Choice Club and start enjoying a wide variety of perks and benefits. You'll be amazed at what your financial dollars invested with FCCU will do for you.


  • Gift for opening account
  • 1 box of standard checks blanks per year
  • 0.25% bonus on a CD with 12 month or greater term (Excludes specials, must include at least $5,000 of new money, $50,000 cap & limited to one CD per month)
  • Special events
  • Special gift for a new grandchild
  • Referral bonus of $10
  • $5 discount on safe deposit box*
  • Free Notary Public services
  • 20 free copies/month*
  • 3 free laminations/month*


  • All you need to do is maintain one of the following account relationships with FCCU:
    • $1,000 in savings or checking
    • $1,000 in an IRA
    • $5,000 in certificates of deposit

*Loans Subject to credit approval. Other terms and conditions may apply. Active checking account required.

Pee Wee Penguin Youth Savers

Pee Wee Penguin Youth Savers
A special program for young savers (0-12), enabling them to learn at a young age how to manage money and have fun doing it! Club members receive special Pee Wee Club items and perks:

  • Special gift when account is opened
  • Savings passbook
  • Special savings incentives
  • Annual Pee Wee party

Plus, they also have access to fun online games and activities! Pee Wee, Kiwi, and Sheldon are here to help your kids learn about money – how to spend it smartly and how to save it. More online games can be found at Practical Money Skills.

CU Succeed

CU Succeed
For teens (13-16), this package of benefits will help them learn to be responsible with their financial affairs. This club offers the following:

  • Free checking account 
  • Receive $1 CU Bonus Buck with every $50 saved (maximum of $1 per week)
  • 1% discount on consumer loans (qualified cosigner is required)*
  • Discounted movie tickets (where available)
  • No minimum deposit to open

And everyone can play age-appropriate online games that will make learning about finances super fun!

*Loans Subject to credit approval. Other terms and conditions may apply. Active checking account required.

First Advantage Rewards (FAR) Program

First Advantage Rewards (FAR) Program
We help young adults (17-24), make the most of their money while offering great bonus services:

  • Debit card earning 1 point for every $3 on purchases or 3% cash back with free Kasasa checking
  • Visa® credit card options with rewards that can be combined with debit card
  • One free box of standard check blanks with choice of checking account
  • 1% discount on consumer loans (qualified cosigner may be required)*
  • Great rewards within FCCU online including cash back at thousands of retailers
  • Great digital services, including FCCU online and FCCU mobile

*Loans Subject to credit approval. Other terms and conditions may apply. Active checking account required.


Do you know a graduating high school senior who is looking for scholarships to help pay for college? First Community Credit Union will, once again, be offering multiple scholarships to members of the Credit Union.

Apply For a Scholarship

The application process has closed and will reopen in early January, 2025. 

Our scholarship application process is online where applications can be created, saved and submitted with our FCCU Scholarship Application.

Investing in Our Youth

FCCU has a program that supports our dedication to area communities by investing in our youth.

We donated $1 million into a scholarship foundation to provide additional scholarship dollars to graduating high school students. The earnings from the foundation go to fund scholarship opportunities, including multi-year scholarships for members of the credit union for years to come. In 2023 alone, our Education Foundation funded $57,000 in scholarships to our members.

Each year our Credit Union will award nine $5,000 scholarships and six $2,500 scholarships, which are $1,250 per year. There are 15 dedicated scholarships available for the following schools in which FCCU has branch locations:

  • Bismarck State College
  • Cankdeska Cikana Community College
  • Concordia College
  • Lake Region State College
  • Mayville State University
  • Minnesota State Community and Technical College
  • Minnesota State University Moorhead
  • North Dakota State University
  • North Dakota State College of Science
  • Northland Community and Technical College
  • University of Jamestown
  • University of Mary
  • University of Minnesota Crookston
  • University of North Dakota
  • Valley City State University

In addition, a limited number of individual one-year scholarships will be available to any college, university, or trade school of the student's choice at the value of $1,000.

Want tips & tricks about applying for scholarships? Listen to our scholarship podcast!

Eligibility requirements:

  • Must be a graduating high school senior
  • Must be planning to attend a U.S. college or trade school full time
  • All applicants must meet minimum standards
  • Employees, board/committee members, and affiliates and their immediate families of FCCU are not eligible for this program
  • Applicant and/or parent/guardian must be an active member in good standing of First Community Credit Union as of February 1st of the current year.

Those awarded a scholarship will receive notification annually requesting verification of fulltime enrollment and a minimum 2.5 cummulative GPA. If verification is not submitted by the deadline, or if the scholarship winner transfers to another institution, the scholarship will be terminated. 

The judging committee will score each applicant on the following:

  • Volunteer Work/Job Experience
  • Academic and Extra-Curricular Activities & Honors
  • GPA & ACT/SAT Score (transcripts are required)
  • 300 Word Essay (judged on content and the use of proper English grammar)
    Essay topic: Pick an experience from your life and explain how it has influenced your development and/or career plans.
  • Supporting Information

Other Scholarship Opportunities

Other Scholarship Opportunties

The Minnesota Credit Union Foundation Scholarship Council

Applications for scholarships available exclusively to members of credit unions in Minnesota are currently being accepted. In partnership with the Minnesota Credit Union Foundation Scholarship Council, members of FCCU are eligible for a total of $18,000 being awarded as $1,000 scholarships. More information and the link to the application may be found on their website. Scholarship application deadline is November 30, 2023.

Bank of North Dakota - Additional resources and scholarship opportunities for North Dakota, South Dakota, and Minnesota may be found on the website.

Surcharge-Free ATMs

Surcharge-Free ATMS

The FCCU mobile app has an ATM locator built right in. Just look for the 'Locations' link to locate a free ATM near you!

Refer a Friend & Get $25

The highest compliment we can receive is the referral of your friends, family, and business associates.

Invite someone you know to join our community and we will credit your account $25 once they open an account. They simply just have to let us know that you sent them!*

*Subject to approval. Terms and conditions may apply. 


Life is better with community.