As an added benefit, we can partner with your business to provide these exclusive offers to your employees.

  • $50 new checking account bonus1
  • Up to 1.00% APR discount on consumer loans2
  • Up to $500 off closing costs on a mortgage loan3
  • 0.00% introductory APR on purchases and balance transfers on new credit cards4
  • $25 referral bonus

Reach out to a business lender to get your business set up for CU Perks today!

Find a Lender.

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Additional Products & Resources

  • Health Savings Account (HSA) - With medical costs rising, an HSA is a great way to save for expenses. Learn more.
  • Auto Link - Find your next car, motorcycle, boat, ATV, RV and more all in one place! Shop now.
  • Individual Retirement Accounts (IRA) - Plan ahead with a traditional or roth IRA. Learn more.

About Us

First Community Credit Union is the largest credit union in North Dakota, with 26 branches throughout North Dakota & western Minnesota. FCCU first laid its foundation in Jamestown, with just 40 members and now we've grown to serve more than 46,000 members.

Just like you’re a member of a community and even a family, you’re a member of a credit union and we know just how special that is.

The Credit Union Difference


One of the most popular questions we're asked is, how do I become a member of First Community Credit Union? It's really easy.

Learn More


Federally Insured by NCUA. Equal Housing Opportunity. Offer valid for CU Perks @ Work employers/employees. Must present employment verification at the time of application. Loans subject to credit approval. Terms and conditions apply. 1After 60 days from account opening, eligible new members will receive $50 deposited to their new account, if qualifications have been met (an active checking account with minimum direct deposit of $500 per month and enrollment in E-statements). Limit one (1) deposit per new member. Offer valid on consumer checking accounts only. 2Maximum loan discount includes a new or active checking account with payroll deposit and not to exceed minimum rate of 1.99% APR. Offer not valid on FCCU refinances. 3$250 off closing costs for mortgage loans $249,999 and less. $500 off closing costs for mortgage loans $250,000 and above. 4New consumer cards opened will receive 0% APR introductory rate for 12 months on purchases and balance transfers made within 60 days of account opening. After the 12-month promotional period ends, the APR will be based on creditworthiness.