Celebrating $28,000,000 In Rewards!
No monthly fees. Real rewards. Free ATMs.
That’s what checking should do and it’s exactly what you get with Kasasa Cash Back and Kasasa Cash. We’re celebrating more than $28 million in rewards paid back to our members. In addition to your monthly rewards, now you can earn a $150 bonus when you open a new Kasasa checking account.1
Use promo code "KC150" to receive $150 new account bonus for a limited time only.1
Checking That Pays.
- Choose your rewards:
- Kasasa Cash pays 2.50% APY on balances up to $25,0002
- 0.02% APY if qualifications aren't met
- Kasasa Cash Back pays 3.00% cash back on up to $250 in purchases monthly3
- Kasasa Cash pays 2.50% APY on balances up to $25,0002
- Refunds on ATM withdrawal fees, nationwide2/3
- No minimum balances, no monthly fees
- Dynamic online and mobile banking options
- Modern card design plus school themed instant issue options
Qualifying Is Easy!
Just do the following during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle to your Kasasa Checking account
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don't qualify during a cycle, it is no big deal! You will simply earn a lower rate of rewards for that cycle, and you'll have the opportunity to earn your elevated rewards during the next cycle.
Local, Trusted Service.
Our local team is here to help you find the perfect checking account and anything else you might need. We love getting to know our members and making sure you always get great service and a smooth experience.
Insured by NCUA. Membership eligibility and account approval required. The $28 million represents the cumulative total of rewards paid to Kasasa account holders by FCCU in the form of interest, cash back, and ATM fee refunds. Total reflects rewards historically paid on Kasasa accounts and is not a guarantee of future rewards.
1 $150 Checking Account Bonus Disclosure: Offer valid April 1, 2026 – September 30, 2026 for new FCCU checking account members only. Limit one bonus per member household and cannot be combined with other offers. To receive the $150 bonus, you must open a new Kasasa checking account and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening. Qualifying direct deposits are electronic deposits of your paycheck, pension, or government benefits (such as Social Security) made by your employer or a government agency. Transfers between accounts, mobile check deposits, person-to-person payments (including Zelle®), and deposits made at a branch or ATM do not qualify as direct deposits for this promotion. Accounts that meet the bonus requirements will receive the $150 bonus within 120 days of account opening. The account must be open and in good standing, with no restrictions, at the time the bonus is paid. Offer subject to change or cancellation without notice. FCCU employees are not eligible for this offer.
Kasasa Cash:
2 Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.50%; and balances over $25,000 earn 0.15% interest rate on the portion of balance over $25,000, resulting in a range from 2.50% to 0.62% APY depending on the account's balance and (2) you will receive reimbursements up to $25 ($4.99 or less per single transaction) for nationwide ATM Fees incurred during the Monthly Qualification Cycle in which you qualified. Any ATM fee $5.00 or greater will not be reimbursed. When Kasasa Cash qualifications are not met, all balances in the account earn 0.02% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 9/4/2025. Rates may change after account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Limit 1 account(s) per social security number. Contact a FCCU service representative for additional information, details, restrictions, processing limitations, qualifications and enrollment instructions. Limit one account per SSN.
Kasasa Cash Back:
3 Rates may change after account is opened. When monthly qualifications are met, you will receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 ($4.99 or less per single transaction) for nationwide ATM Fees incurred during the Monthly Qualification Cycle in which you qualified. Any ATM fee $5.00 or greater will not be reimbursed. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 2.47% | 2.50% |
| $25,000+ | 0.15% | 2.50% to 0.62% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. Then, next month, you can get right back to earning your full rewards.
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 0.25% | 0.25% |
| $25,000+ | 0.15% | 0.25% to 0.17% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly cycle, your account is still free and you’ll still earn the base interest rate. Plus, you’ll get right back to earning your rewards the very next month.
APY = Annual Percentage Yield. Rates and APYs accurate as of 1/1/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.


