Fall for a New Set of Wheels!

Shopping for a new ride? Take advantage of our awesome low rate.¹ Did you finance somewhere else for a higher rate? Slash it by up to 2.00% APR with our refinance offer!²

Apply Now         Refinance

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Here's an example of how much you can save!

Competitive Rates

We offer competitive rates for our Auto & Rec Loans.

Flexible Terms

Including a no payment for 90 days special!³

Fast Approval

We move efficiently with your loan so you can spend less time waiting and more time enjoying your new ride or toy.

*Limited time offer. FCCU reserves the right to terminate the promotion at any time.  Loans subject to credit approval, not all members may qualify. Qualifying rate is dependent on credit qualifications, term of loan and other conditions. Other terms and conditions may apply. ¹Annual Percentage Rate effective as of 10/01/25.  Minimum APR loan payment example:  4.99% APR for 36 months per $1,000 is $29.97. ²FCCU will reduce your current loan rate by up to 2.00% APR with a minimum floor rate of 4.99% APR. Offer applies only to auto, boat or RV refinances from other financial institutions; not valid on FCCU refinances. Cash out or changes to borrowers do not qualify for offer. ³First payment may be deferred 90 days. Interest accrues from the date of contract. Deferring your payment may increase the total cost of the loan.