Competitive Rates

We offer competitive rates for our Auto & Rec Loans.

Flexible Terms

Flexible terms that fit your financial situation.

Fast Approval

We move efficiently with your loan so you can spend less time waiting and more time enjoying your new ride or toy.

*APR= Annual Percentage Rate effective as of 02/09/2026. Rates and terms are subject to credit approval. A 1% rate discount is available on eligible Auto, Boat & RV, and General Equipment loans and processing fee waived for qualifying borrowers. Rates as low as 3.99% APR apply only to Auto, Boat & RV loans, model years 2023 and newer with 50,000 miles or less, 36-month terms and approved credit. Minimum APR loan payment example: 3.99% APR for 36 months per $1,000 is $29.53. Qualifying rate is dependent on credit qualifications, term of loan, and other conditions. Offer not valid on FCCU refinances. Cash out or changes to borrowers do not qualify for offer. **First payment may be deferred up to 90 days, dependent on credit qualifications. Other terms and conditions may apply. Interest accrues from the date of contract. Limited time offer, FCCU reserves the right to terminate the promotion at any time.