View all posts

Stretch Your Dollars On Vacation This Summer

06/09/2025

Stretch Your Dollars On Vacation This Summer

Summer is the perfect season to hit the road or enjoy a family getaway. But between gas prices, lodging, meals and entertainment, costs can add up quickly. The good news? With a little planning and some savvy money habits, you can make lasting memories without breaking the bank.

Here are some practical ways to save while enjoying your well-earned summer adventures:


1. Plan (and Budget) Ahead
Before you pack the car, map out your trip. Use travel apps or websites to estimate fuel costs, lodging, and dining. Create a travel budget and stick to it. Consider setting up a special vacation savings account through your credit union so your trip fund stays separate from everyday spending.

2. Take the Scenic (and Affordable) Route
Skip the toll roads and explore scenic byways or lesser-known routes. Not only will you save money on tolls and gas, but you might also discover hidden gems like local diners, small-town festivals, or beautiful parks along the way.

3. Pack Smart – Especially Snacks!
Food costs can pile up quickly on the road. Stock a cooler with sandwiches, fruit, and drinks before you leave. Pack reusable water bottles and fill up at rest stops. Not only does this save money, it’s also healthier than frequent fast-food stops.

4. Use Member Discounts and Perks

Consider travel rewards cards that earn cash back or points on gas and travel expenses.

A few top travel apps that can help you save on the go include*:

  • GasBuddy - Find the cheapest gas near you and plan fill-ups in advance.
  • Roadtrippers - Map out your route and find free or low-cost attractions, scenic stops, and unique local spots.
  • HotelTonight - Get discounted rates on last-minute hotel stays—great for spontaneous travelers.
  • Upside - Earn cashback on gas, groceries, and dining at participating locations.
  • Turo - Like Airbnb for cars—rent a vehicle directly from local owners, often at a lower cost than traditional rentals.
  • PackPoint - Avoid forgetting key items by using this free packing list organizer, which helps you prevent costly last-minute purchases on the road.

5. Sleep Cheap, Stay Safe

Look for budget-friendly accommodations like family-friendly motels, vacation rentals, or campgrounds. Booking mid-week instead of weekends can also cut costs. If you're traveling with extended family or friends, split the cost of a rental home for extra savings and more fun.

6. Find Free Fun
Many cities and towns offer free events in the summer, from concerts in the park to local festivals. Museums often have free admission days. State and national parks are affordable and offer unforgettable experiences for the whole family.

7. Stay on Track with Mobile Banking
Keep an eye on your travel budget by using our FCCU Cards App. Set alerts for spending limits, check balances, and transfer money on the go—giving you more control and fewer surprises.


Final Thought: Memories Don’t Have to Be Expensive
A memorable summer vacation isn’t about how much you spend—it’s about who you spend it with. With a little preparation and a smart savings mindset, your next road trip or family adventure can be both affordable and unforgettable.

.

.

*FCCU does not endorse these sites.