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*Subject to credit approval. Credit union membership required. Fees, terms and rates are subject to change without notice. **Existing cardholders who transition to Signature card will not qualify for introductory offers. $150 introductory reward rebate will be issued to new Signature cardholders with $1,500 in purchases within the first 90 days of account opening. Rebate will post at statement cycle once spend threshold is met.  New signature cardholders receive 0.00% introductory APR for 12 months on balance transfers made within 60 days of account opening. 3.00% fee applies on balances transferred. After 12-month introductory period ends, APR adjusts to prevailing rate of card, 14.99-18.00% APR, based on credit worthiness. APR is current as of 9/19/25 and will vary with market based on U.S. Prime Rate. For full Visa Signature reward program details, visit myfccu.com/signature.