BOOST BALANCES WITH KASASA®

Get all the checking essentials while earning 2.50% APY* on balances up to $25,000.

Benefits You’ll Love

  • No minimum deposit required to open account
  • Save effortlessly when linked to free Kasasa Saver®
  • No minimum balance requirements to earn rewards
  • Manage your account on the go with digital banking

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.50%; and balances over $25,000 earn 0.15% interest rate on the portion of balance over $25,000, resulting in a range from 2.50% to 0.62% APY depending on the account's balance and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM Fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.02% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 11/2/2022. Rates may change after account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Limit 1 account(s) per social security number. Contact a FCCU service representative for additional information, details, restrictions, processing limitations, qualifications and enrollment instructions. Kasasa Cash rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 0.25%; and (2) balances over $25,000 in Kasasa Saver earn 0.15% interest rate on the portion of the balance over $25,000, resulting in 0.25-0.15% APY depending on the account’s average daily balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.02% APY. Limit one account per SSN. Federally insured by NCUA.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Kasasa Cash*

Balance Rate APY
0 - $25,000 2.47% 2.50%
$25,000+ 0.15% 2.50% to 0.62%
All balances if qualifications not met 0.02% 0.02%

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. Then, next month, you can get right back to earning your full rewards.

Kasasa Saver*

Balance Rate APY
0 - $25,000 0.25% 0.25%
$25,000+ 0.15% 0.25% to 0.17%
All balances if qualifications not met 0.02% 0.02%

Qualifications to Earn Rewards

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don’t qualify this monthly cycle, your account is still free and you’ll still earn the base interest rate. Plus, you’ll get right back to earning your rewards the very next month.

APY = Annual Percentage Yield. Rates and APYs accurate as of 1/1/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.