If you have extra funds lying around — and you don’t mind leaving them alone — a CD is a great way to put your funds to work.
Key Features
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Guaranteed Returns
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Competitive Dividends
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No Setup or Maintenance Fees
Details
- Fixed rates, higher than standard savings
- Receive higher rates by selecting a longer term
- Dividends compound quarterly for CDs with terms greater than 12 months
- Dividends compound at maturity for CDs with 12-month terms or less
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 6 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty
- $1,000 minimum deposit to open
Add-a-Buck CD
This popular CD allows you to add money throughout the term.
- 12 month term
- $100 minimum deposit
- Unlimited additions of $100 or more
- Dividends compound quarterly
Maximizer Flex
This CD gives you the added flexibility to withdraw funds once during the term.
- 39 month term
- $5,000 minimum deposit
- Dividends compound quarterly
- Bump up to a higher rate one time during term
- Add money once during the term ($5,000 minimum and the amount cannot exceed the initial deposit)
- Option to make a withdrawal up to half of the balance penalty-free, one time during the term