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As we continue to navigate the rapidly evolving COVID-19 (coronavirus) situation, our first thought is for the safety and well-being of all individuals and businesses impacted by these difficult circumstances. In these unprecedented times, it is important that we come together to help support those impacted. 

Relief Options*

FCCU has created relief measures for individual members and business members who are experiencing financial distress due to COVID-19.

  • Deferred loan payments on existing consumer loans
  • Potential modification, consolidation or refinance of loans
  • Low-rate personal loans with deferred payment options
  • Fee waivers for hardship situations
  • Credit counselors for financial guidance
  • And many other potential avenues of assistance 

“As a not-for-profit credit union, situations like this speak to our mission of people helping people,” says Steve Schmitz, President/CEO. "We know the financial impact of a pandemic such as this can be extremely detrimental and we want to do our part in helping members during these challenging times." 

If you or your business is affected by the COVID-19 please contact us at 1-800-850-7676 or reach out to a lender near you to find out more about assistance programs. You can find specific contact information for lenders on our lending team pages - consumermortgage and business.

Other Business Resources

The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the COVID-19. Applicants can find out more and are encouraged to apply for a disaster loan here. There are additional resources specific to Minnesota and North Dakota Small Business Loans.  

For more guidance and resources for small businesses, visit or

Stay up to date with the latest FCCU COVID-19 information


*Qualifications and rules apply. Based upon approval. Contact your local lender for more information.