Skip to content

We’ve got you covered with our low-cost protection products.

Get that added piece of mind if life decides to take you on an unexpected turn. At FCCU, we offer the same added protection that you can find anywhere else, just at a much lower cost. Why leave it up to chance, if you can afford not to?

Key Features

  • Peace of Mind
  • Low Cost
  • Convenient

Warranty Coverage

Route 66 Mechanical Breakdown Protection (MBP) plans are offered at an affordable price on new and used vehicles, regardless if you have a loan with us.  Enjoy peace of mind and avoid costly repairs when the unexpected occurs.  All of our plans include zero deductible on covered parts, nationwide coverage, 24/7 emergency roadside service, and more! 

Contact us today for more information and to recieve a free quote on any of our products. 

GAP Coverage 

Guaranteed Asset Protection (GAP) pays the difference between what your insurance company pays out and your outstanding loan balance if your vehicle is totaled or stolen.  At a one-time low cost, GAP coverage can be added to any automobile, motorcycle, boat, snowmobile, ATV, travel trailer, motor home, jet ski, or golf cart loan.  GAP protects you and your investment from a potential devastating loss.

Automatically included, Auto Deductible Reimbursement (ADR) takes our GAP coverage one step further by not only protecting your loan and collateral, but covers you in the event of a deductible being incurred.  ADR coverage applies to any passenger vehicle and will pay up to $500 per loss, with unlimited losses per year, for 36 months if you are subject to pay a deductible.

Credit Insurance

Credit Life and Credit Disability Insurance plans are available with most loans to help give you that added peace of mind to keep your family, assets, credit score and savings accounts protected if the unthinkable happens.  With our credit insurance protection plans, you will never pay more than you should.  All plan premiums are built into your monthly loan payment and premiums are calculated based on the monthly outstanding balance of your loan.  These credit insurance plans also protect and compliment your other life and disability policies that you may have by providing you with additional protection.