Silver Ranch
Developers Credit
How's It Work?
- Flexible Credit for Buyers
- End to End Financing
- Local, Personalized Service
- Competitive Rate Offerings
Silver Ranch Developers Credit
We are happy to help buyers finance your future home in the Silver Ranch Development. These credits are provided by the developer to help potential buyers make the next step of buying your next property.
These credits can be used in a number of different ways including but not limited to:
- Interest Rate Buydown
- Closing Costs
- Prepaid expenses (insurance, taxes, etc...)
- & more!
Your Mortgage Lending Experts.
Cary Otterness & Cody Clark are two of Bis-Mans finest mortgage loan officers. They are experienced experts in the field and have a very clear understanding of the local market at all times. They will be extremely helpful during the process and help give you a clear picture of how your credits can be best used in your situation. Reach out to them to get started or to learn more.
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Loans for Every Scenario.
- Competitive rates to make your purchase
- Helpful mortgage loan advisors with working knowledge of the local real estate market
- Free consultation & qualification
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
- Sign your documents at home or on the go with our electronic document signing feature
A Strong Foundation
FCCU is a member-owned financial cooperative. National recognition includes the top credit union in North Dakota by Forbes, the top 50 business lending credit union and fourth largest ag lending credit union by the NCUA. Regionally, FCCU was selected as the top 50 Best Places to Work by Prairie Business magazine.
The Credit Union Difference
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 2.47% | 2.50% |
| $25,000+ | 0.15% | 2.50% to 0.62% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. Then, next month, you can get right back to earning your full rewards.
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 0.25% | 0.25% |
| $25,000+ | 0.15% | 0.25% to 0.17% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly cycle, your account is still free and you’ll still earn the base interest rate. Plus, you’ll get right back to earning your rewards the very next month.
APY = Annual Percentage Yield. Rates and APYs accurate as of 1/1/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.