Home Equity Loan Special
Put your home’s equity to work. Our home equity loans and HELOCs offer competitive rates, flexible terms, and predictable payments. Use your equity for home improvements, debt consolidation or major life expenses. Apply online or in person and get local, trusted guidance every step of the way.
Use code "HE100" to receive $100 credit towards closing costs.*
Unlock Endless Possibilities
- Trusted, local decision making
- Competitive rates
- Flexible terms to meet your needs
- Attentive, friendly service from start to finish
- Wide variety of uses including: home remodels, education expenses, major life events, debt consolidation and more
HELOC vs. Home Equity
We are happy to offer Home Equity Loans and Home Equity Lines of Credit to our members. This gives you the flexibility to determine how you want to use and re-pay your equity as collateral. If you aren't sure what the best option is, our team of experts is here to help walk you through what makes the most sense in your situation.
COMMUNITY FOCUS
Whether it's supporting with donations, volunteer time or providing financial solutions, we're here to help our communities grow.
YOU ARE AN OWNER
A credit union is a not-for-profit cooperative, which means members are our owners.
SERVICE FIRST
We genuinely care about our members and go the extra mile for you. Whether it's in-branch or online, you can find local decision making that's fast, convenient and personal.
*Equal Housing Opportunity. Loans subject to credit approval. Terms and conditions apply. *Rate effective as of 2/17/26. Limited time offer. Annual Percentage Rate as low as 5.49% for well qualified borrowers. 730+ credit score required to qualify for lowest advertised APR. Your qualifying rate depends on credit qualifications, term of loan and other conditions. This is a closed-end variable-rate home equity loan. The APR is based on the 5 Year Treasury plus a margin and may increase or decrease over the life of the loan. Changes in the APR may result in changes to the monthly payment amount. The maximum APR will not exceed applicable state or federal limits. **$100 closing cost credit will be applied at loan closing and may be used toward eligible closing costs. Credit has no cash value and will not be paid if loan does not close. Offer applies to new variable-rate home equity loans only and may not be combined with other promotions. Additional fees may apply, including but not limited to appraisal, title, recording, and insurance costs.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 2.47% | 2.50% |
| $25,000+ | 0.15% | 2.50% to 0.62% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. Then, next month, you can get right back to earning your full rewards.
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 0.25% | 0.25% |
| $25,000+ | 0.15% | 0.25% to 0.17% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly cycle, your account is still free and you’ll still earn the base interest rate. Plus, you’ll get right back to earning your rewards the very next month.
APY = Annual Percentage Yield. Rates and APYs accurate as of 1/1/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.