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*Subject to credit approval. Credit union membership required. Fees, terms and rates are subject to change without notice. Business, secured and existing FCCU cardholders do not qualify for introductory offers. 1$150 introductory reward rebate will be issued to new Signature cardholders with $1,500 in purchases within the first 90 days of account opening. Rebate will post at statement cycle once spend threshold is met. 2New signature cardholders receive 0.00% introductory APR for 12 months on balance transfers made within 60 days of account opening. 3.00% fee applies on balances transferred. After 12-month introductory period ends, APR adjusts to prevailing rate of card, 14.49-18.00% APR, based on credit worthiness. 3New consumer platinum cards opened within the promotional period of 2/2/26-3/31/26 will receive 0.00% APR introductory rate for 12 months on purchases and balance transfers made within 60 days of account opening. After the 12-month promotional period ends, the APR will be variable from 13.75% to 18.00%, based on creditworthiness. APR is current as of 1/19/26 and will vary with market based on U.S. Prime Rate.