Bismarck/Mandan Market

Dustin Froelich
Ag/Commercial Loan Officer
NMLS #1905755
Location: Mandan Branch
Phone: (701) 258-2751, ext. 5605
Email: [email protected]
Born and raised in Williston, ND, Dustin began his career in Ag/Commercial lending in 2012. Being good with numbers and wanting to stay involved with the agriculture community, his role as an Ag/Commercial lender felt like a natural fit. Dustin holds a bachelor of science degree in Animal Science from NDSU, with a minor in Ag Business. He began his time at FCCU in 2019 and says he loves his role as an Ag/Commercial lender, because he loves building relationships with members. He enjoys watching members grow their business or Ag operation into something they have always dreamed about having. In his spare time, Dustin enjoys spending time with his two young daughters, raising quarter horses, building and renovating projects and both watching and playing sports.

Matt Dahlke
Ag/Commercial Loan Officer
NMLS #2365603
Location: Mandan Branch
Phone: (701) 258-2751 ext. 5619
Email: [email protected]
Born and raised in rural Minnesota, Matt began his career in the financial industry in 2015 working as an Ag Loan Officer in small town North Dakota. Matt holds an undergraduate degree from North Dakota State University in Ag Systems Management with minors in Agribusiness and Business Administration. He began with FCCU in 2022 and says the best part of his job is working with the ag members and helping them achieve their goals. He loves working for a company with a member focus mentatility and relationship lending beliefs, the same kind that agriulculture was born on. In his spare time, he enjoys being with his wife and their daughter.

Wanda Oster
Business Associate
Location: Mandan Branch
Phone: (701) 258-2751, ext. 5603
Email: [email protected]
Originally from Dickinson, ND, Wanda is a graduate of Dickinson State University. She began her career in the financial services industry in 1994 and joined FCCU in 1995.

Zachary Dosch
Market President of Bismarck-Mandan
Ag/Commercial Loan Officer
NMLS #1626618
Location: Mandan Branch
Phone: (701) 258-2751 ext. 5620
Email: [email protected]
Born and raised in Bismarck, ND, Zack began his career in the financial industry in 2009. Zack holds undergraduate degrees in Business Administration and Finance from the University of Mary, a MBA from the University of Mary, and Certification of Executive Management from the University of Notre Dame. He began with FCCU in 2017 and says the best part of his job is working with the members, watching them grow, and helping them achieve their goals. In his spare time, he enjoys traveling, being active, playing sports and being with his wife, two daughters and one son.
Fargo Market

Brian Gramer
Commercial Loan Officer
NMLS #1451920
Location: Fargo 52nd Branch
Phone: (701) 499-4089
Email: [email protected]
Originally from Moorhead, MN, Brian holds a bachelors degree in Political Science and Marketing from Minnesota State University Moorhead. Brian owned and operated several businesses across a variety of industries, before joining FCCU in 2015.

Brian Olson
Senior Ag Loan Officer
Location: Fargo 52nd Branch
Phone: (701) 499-4081
Email: [email protected]

Chris Howell
Fargo Market President
Ag/Commercial Loan Officer
NMLS #1736429
Location: Fargo 52nd Branch
Phone: (701) 499-4078
Email: [email protected]
Originally from Alexandria, MN, Chris holds his bachelor’s degree in Business Administration from Concordia College. He began his career in the financial services industry in 2001 and joined the team in at FCCU in 2017. The favorite part about his job is working with business members and helping them achieve their goals. When he’s not working, Chris enjoys golfing, traveling, fishing, watching Minnesota sport teams, and spending time at the lake. Chris is married to his wife and together they have three kids in college and two King Charles Cavalier Spaniels.

Darin Engstrom
Ag/Commercial Loan Officer
NMLS #1075948
Location: Fargo 52nd Branch
Phone: (701) 499-4010
Email: [email protected]
Born and raised in Moorhead, MN, Darin holds a Bachelor’s Degree in Business Administration from Minnesota State University Moorhead. He began his career with FCCU in 2013 as a Mortgage Lender and says the favorite part about his job is helping people change their lives through homeownership. Darin enjoys spending time with his son, daughter and family at the lake cabin, as well as cheering on the Vikings.

Kris Hanneman
Business Associate
Location: Fargo 52nd Branch
Phone: (701) 499-4056
Email: [email protected]
Kris considers Williston and Rugby, ND, both as her hometowns, having lived there throughout her high school years. She is a graduate of North Dakota State University with a Bachelor’s Degree in Social & Behavioral Sciences. Kris started her career in the financial services industry in 1996, working there in a variety of roles for 15 years. Kris joined FCCU in 2014 as the very first Business Services Assistant. She says the favorite part about her job is working with the Business team and she really enjoys working with first-time business members.
Kris and her husband Rob together have three children- Jake, Jensen and Ryan. When she’s not working, you will find her following her kids around, hanging out with their three dogs and spending time with other family as much as possible.
Grand Forks Market

Amanda Schreiner
Retail Manager
NMLS #1152474
Location: Portland & Grand Fork 32nd Branch
Phone: (701) 788-3025, ext. 6601
Email: [email protected]
Amanda is originally from Buxton, ND. She started with FCCU in 2012, right after college, and has been here ever since. She graduated from Mayville State University with a business administration degree and a minor in accounting. “My favorite part of my job is getting to help our members through various stages of their life. For example, opening their first checking account, purchasing their first vehicle, and buying a new home and so much more. I truly enjoy working with people every day,” says Amanda. Outside of work Amanda loves to travel, attend concerts, spend time with her husband and watch her son Noah play sports, go to the lake and spend time with friends and family.

Dana Jonsson
Branch Manager,
Commercial Loan Officer
NMLS #926606
Location: Crookston Branch
Phone: 1-800-850-7676, ext. 6910
Email: [email protected]
Originally from Grafton, ND, Dana holds a bachelors degree in Business Management and Marketing from University MN-Crookston. She began her career in the financial services industry in 2000 and joined FCCU in March 2019. When asked what she loves about her job Dana says, “I love helping members. Whether it is first vehicle, first ag operating note, lowering interest rates to get them the best deal or the overall financial wellbeing, I just love helping our members.”

Derek Holt
Market President - Grand Forks
Ag/Commercial Loan Officer
Location: Grand Forks 32nd Branch
Phone: (701) 772-9960, ext. 7803
Email: [email protected]
Born and raised on a farm in small town eastern, SD, Derek’s love for Agriculture and Business began at a young age. To this day, his parents still farm and ranch, which has instilled strong, hardworking values as well as a strong understanding of what it takes to run an agriculture operation. A graduate of Concordia College, Derek has been in the financial services industry since 2002 and joined the FCCU team in 2022. He says, “working with business owners, farmers and community partners is something I look forward to every day.” Married to his talented and creative wife Kayla, together they have 3 children. They love spending time together as a family on the lake, operating vacation rental properties, and watching sports especially cheering on the UND Fighting Hawks. In his free time, Derek enjoys hunting, spending time with family, and watching and playing sports especially football, basketball and baseball. He also loves harvest time and says there is “nothing better than being in the field in the fall.”

Paul Zundel
Senior Ag Lending Officer
NMLS #1404605
Location: Grand Forks 32nd Branch
Phone: (701) 772-9960, ext. 1815
Email: [email protected]
Paul Zundel grew up on a farm near Jud, ND. He left the area to pursue his higher education at the University of Mary, with a double major in Accounting and Business. Paul started in the industry in 1995, having worked with FCCU for 10 years, before rejoining the team again in 2015. He says “The favorite part about my job is working with our members to help them achieve their financial needs. I’m definitely a people person.” When he’s not working at the office, Paul loves attending both UND and NDSU sports games, hiking, fishing and working outside in the dirt.

Trey Christopherson
Business Associate
Location: Grand Forks 32nd Branch
Phone: (701) 772-9960, ext. 7810
Email: [email protected]
Jamestown Market

Courtney Stangeland
Ag/Commercial Loan Officer
NMLS #1815026
Location: Jamestown Main Branch
Phone: (701) 253-5104
Email: [email protected]
Courtney originally from Maddock, ND holds a Bachelor of Science in Agricultural Economics from NDSU. She also is a graduate of school of Agricultural Lending and the Dakota School of Banking. She began her Ag Lending career in 2013 and joined the team at FCCU in November 2018. She says the favorite part about her job is helping people make their financial dreams come true.

Jeremy Forester
Ag/Commercial Loan Officer
NMLS #1390754
Location: Jamestown Main Branch
Phone: (701) 253-6161
Email: [email protected]
Originally from Jamestown, ND, Jeremy began his career with FCCU in 2014. He graduated from North Dakota State University where he holds a Bachelor of Science in Agricultural Economics and Finance. The favorite part of his job is seeing members succeed and helping them achieve their dreams and ambitions. In his free time, he enjoys hockey, racing, softball and spending time with his wife Bobbi and their children Shaw and Aubrey.

Tawny Bear
Business Associate
Location: Jamestown Main Branch
Phone: (701) 253-5103
Email: [email protected]
Lake Region Market

Alexandria Fortney
Ag/Commercial Loan Officer
NMLS #1326125
Location: Devils Lake Branch
Phone: (701) 662-8118, ext.1313
Email: [email protected]

Heather Johnson
Market President of Lake Region
Ag/Commercial Loan Officer
NMLS #1814390
Location: Devils Lake Branch
Phone: (701) 662-8118, ext. 1332
Email: [email protected]
Heather grew up on a farm north of Crary, ND, just north east of Devils Lake. Having grown up with an agriculture background, she understands the ups and downs of an agriculture operation, a much-needed tool as an Ag Lender. Heather holds a degree in Agricultural Education and Equine Science. She taught Agriculture Education in Lisbon, ND before moving back to Devils Lake. After moving back, she worked for the Soil Conservation District and Farm Service Agency, before joining FCCU in October of 2018, as an Agriculture Loan Officer. “Getting to know our members and learning about their operations is something I enjoy each day at my job,” says Heather. “I enjoy helping members with their financial needs whether it be an operating loan, making an equipment or real estate purchase or working through a refinance.” In her free time, Heather enjoys spending time with her husband and two boys fishing, hunting and riding horse.

Levi Klitzke
Business Associate
Location: Devils Lake Branch
Phone: (701) 662-8118, ext. 7124
Email: [email protected]
South Market

Alicia Becker
Business Assistant
Location: Napoleon Branch
Phone: (701) 754-2475, ext. 5302
Email: [email protected]

Ben Watkins
Branch President
Ag/Commercial Loan Officer
NMLS #1209729
Location: Wahpeton Branch
Phone: (701) 642-2020, ext. 5703
Email: [email protected]
Originally from LaMoure, ND, Ben is a graduate of the University of Jamestown, with degrees in Business Administration and Management Information Systems. Ben joined FCCU in 2013 and having held various roles has gained a wide variety of experience. In 2020, he was named the Wahpeton and Hankinson Branch Manager. “One of my favorite parts of my job is getting the opportunity to work hands-on with our ag or business members to help them be successful or achieve their goals, whether it is someone looking to expand their operation or it is a beginning farmer or new business,” says Ben. “Many of my days are spent visiting with members in person or on the phone, and it is a great pleasure to develop those relationships.” When Ben isn’t working, he enjoys hunting, fishing, and quiet days at home with his wife and two kids.

Kaleb Sell
Oakes Branch Manager
Ag/Commercial Loan Officer
NMLS #1846683
Location: Oakes Branch
Phone: (701) 742-2376 , ext. 5402
Email: [email protected]
Originally from Oakes, ND, Kaleb holds a bachelor’s degree in Agricultural Economics from North Dakota State University (NDSU). He began his career in the financial industry in 2018, when he joined FCCU. When asked what he enjoys the most about his job, Kaleb says, “I like working with each member to figure out how I can best help each and every one of them meet their financial needs. Every member is different with how they operate their business, and I like devising realistic plans to meet those various goals.” In addition to being a full time Ag/Commercial loan officer, Kaleb farms part time with his dad. When time allows, he also enjoys hunting and watching most sports, specifically the Twins Baseball games.

Todd Schnabel
Senior Ag/Commercial Loan Officer
NMLS #536984
Location: Wishek & Napoleon Branches
Phone: (701) 452-2245, ext. 5901 (Wishek) & (701) 754-2475, ext 5306 (Napoleon)
Email: [email protected]
Originally from Lehr, ND, Todd still lives on the family farmstead where he grew up. He started working at FCCU in 2007, his first job in the financial industry and holds a bachelor’s degree in Agriculture from North Dakota State University (NDSU). He says, “The part of my job I enjoy the most is helping farmers and businesses find solutions for their financial needs and the relationships I have developed with them.” When he’s not working for FCCU, you can find Todd doing something with cows, as he’s had his own cow herd since high school. He also enjoys sporting events and traveling with his wife and two adult daughters.