Mortgage Journey with FCCU

Step 1: Loan Application

  • Once you have applied for your home loan, your loan officer will help you choose the best mortgage option for you. Once we have a valid property address, you'll have the opportunity to choose if you want to lock your rate, which means your interest rate won't change before closing. Your loan officer will ask you to provide documentation for income, assets for the down payment, and any gift funds.

  • Within 3 days of a completed application, FCCU will provide a loan estimate to break down your financing costs. During this time, paperwork can be signed online through our borrower portal. 

Step 2: Loan Processing

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