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Home Ownership Has a Nice Ring to It!

Have you found the perfect home or on the look out? Let us help you make the move!

The first 50 loans approved for purchase, refinance or construction will recieve a free Ring Video Door Bell at closing.*

Apply Now!

Why FCCU Home Loans?

  • Low variable & fixed rates
  • No pre-payment penalty
  • Wide range of terms & programs
  • Professional, personal service
  • No cost pre-approval
  • Affordable payments

Take advantage of this, before it's too late.

Find a Lender Near You.

Not a Member of FCCU?

As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union's profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.

One of the most popular questions we're asked is, how do I become a member of First Community Credit Union? The answer may surprise you. Anyone who lives in our Field of Membership can apply.  It's easy to join our community! 

Learn More.


Equal Housing Opportunity. Membership required. Loan subject to credit approval. Offer valid while supplies last for the first 50 applicants that are approved for a residential mortgage loan beginning 1/1/23. Not valid on home equity loans or HELOCs and other certain loans may be excluded. Ring Doorbell will be provided at loan closing. Limit one per loan. The Ring Doorbell version may vary based on supply and FCCU has the right to determine model/version. Acceptance allows FCCU to use member name and photos in marketing promotions.