Kasasa Cash

Kasasa Cash

Free checking that pays! This high-interest checking account puts you in charge of your finances by giving you great returns and nationwide ATM refunds.* With Kasasa, every ATM is YOUR ATM!

Plus, you can link it to your Kasasa Saver® account, so your rewards are deposited automatically to Kasasa Saver to give you more ways to save. Get paid with free Kasasa checking!

Summary
  • Nationwide ATM fee refunds (up to $25)*
  • 2.50% APY* on balances up to $25,000
  • 2.50-0.70% APY, on balances over $25,000 depending on balance in account*
  • 0.02% APY* if qualifications aren't met
  • Link to Kasasa Saver for automatic savings
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free mobile banking
  • Free Finance Works
  • Free Reward Debit Card
  • Free eStatements
  • Free automatic transfers & direct deposit
  • Free check images online
  • Unlimited check writing
  • No minimum deposit to open

View Our Current Rates.


Qualifications

Best of all, you don't have to tame a bison to get the rewards. Just do the following on each monthly qualification cycle:


  • Have at least 12 debit card purchases post and settle your account
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Yes, it's that easy! And if you miss a qualification cycle, no problem! The account is still free and there's no penalty for not qualifying in a given cycle. You can earn high interest and ATM refunds the next cycle you qualify.


*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.50%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 2.50% to 0.70% APY depending on the account's balance and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM Fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.02% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 11/5/13. Rates may change after account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Limit 1 account(s) per social security number. Contact a FCCU service representative for additional information, details, restrictions, processing limitations, qualifications and enrollment instructions. Federally insured by NCUA.