Kasasa Cash Back

Kasasa Cash Back

Imagine a checking account that actually pays you money instead of charging you, earning cash back when you buy gas, groceries, clothes, household items, or anything you normally purchase with your debit card.

Kasasa Cash Back® does exactly that! You don't need to accumulate points, and there are no category restrictions. You get real cash back in your wallet on debit card purchases, plus nationwide ATM fee refunds. And you can link it to a Kasasa Saver® account for automatic savings!

Make the switch to FCCU
  • 3% cash back on debit card purchases*
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Link to Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free mobile banking
  • Free Finance Works
  • Free Reward Debit Card
  • Free eStatements
  • Free automatic transfers & direct deposit
  • Free check images online
  • Unlimited check writing
  • No minimum deposit to open



To qualify, we ask you to do a few simple things on each qualification cycle that you may already do:

  • Have at least 12 debit card purchases post and settle your account
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

And if you miss a qualification cycle, don't worry. The account is still free and there's no penalty. And you get right back to earning cash back and ATM refunds the next cycle you qualify.

View 2019 Qualification Calendar.

*Rates may change after account is opened. When monthly qualifications are met, you will receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $25,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $25,000, resulting in 0.75% - 0.35% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.02% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an indi-vidual ATM fee of $5.00 or higher.