June Newsletter

FCCU TO CELEBRATE FARGO 52ND GRAND OPENING

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The building is now complete and it's time to celebrate! Our Fargo 52nd branch is a beautiful, one-of-a-kind facility and we're excited to share it with you. Join us for Grand Opening festivities June 11-15. There will be treats, giveaways and door prizes including a Yeti cooler, Amazon Alexa Show, Scheels gift card, Valley Fair tickets, Redhawks and Twins tickets and much more. In addition, our Fargo branches will have great CD, loan and new account specials. For more information, visit myFCCU.com. You won't want to miss this event!


There will be a Ribbon Cutting event, with the FM Chamber, on Wednesday, June 13th at 11 am. Members of FCCU and the community are welcome to attend. Free lunch will be served at 11:30 am catered by the Spitfire Grill.


Construction began on the unique building in September of 2016. The stunning 28,000 square foot building features natural light as well as a modern design. Approximately 10,000 square feet is currently finished which includes: 17 offices, a break room, conference rooms and a lobby area. The initial intention was to keep a portion of the building for rental space, however with the recent mergers and growth both locally and throughout our Credit Union, we are not moving forward with 3rd party tenants at this time. In addition to Tellers and Loan Officers, our beautiful building will house our Business Lenders, Mortgage Officers and several other administrative staff such as HR, accounting and audit.


"When we began the building process, we had no idea how quickly we would need the space," said Craig Grundstrom, Chief Development Officer. "With our growth in Fargo and the recent mergers with Citizens Community and Agassiz Federal Credit Union, our new building couldn't have come at a better time. It's a beautiful facility and we look forward to serving our growing consumer and commercial members in Fargo-Moorhead and beyond."


Deb Backer's 40th Anniversary with FCCU

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Deb Backer, Financial Services Officer at the Buffalo Mall Branch in Jamestown, is celebrating 40 years with FCCU!


Deb started with First Community in 1978, as an Ag Loan Processor. "The person I was replacing was only going to be with me for two days so basically I had to train myself. It was a little bit scary!" she commented. Deb also held the position of Insurance and Title Tracking and Member Service Representative before moving into her role as an Financial Service Officer.


A lot has changed over the course of 40 years at FCCU. "Of course the biggest change would be technology," Deb explained, "I started on a typewriter and everything was posted and balanced by hand."


Deb puts members first! After all, they are her favorite part of her job. "I love working with members, they become just like family and you can work with several generations."


In honor of Backer's anniversary, FCCU hosted an open house at the Buffalo Mall Branch in Jamestown on Friday, June 1st from 1-3pm. Cake and refreshments were served.


Please join us in thanking Deb Backer for her many years of service to FCCU and its members.


Magic Minute Warehouse Dash

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Imagine the rush of gripping the handle of an empty, oversized shopping cart in a warehouse stacked to the rafters with high-end merchandise – flat screen TVs, laptops, tablets, sporting goods, appliances and more. You have one full minute to grab as much cool stuff off the shelves as you can. Legs flex ready, eyes forward, you wait for the starting buzzer to sound and... zoom! You're off on a mad dash to bag anything in sight that strikes your fancy!


It can happen to you! FCCU wants to give all of our CURewards® cardholders the chance to win a trip to Chicago for the most outrageously exciting shopping thrill of a lifetime. Just a few years ago, it was FCCU member Brittany who enjoyed this trip of a lifetime!


It's called the Credit Union Magic MinuteTM sweepstakes and here's all you need to do for a chance to win an all-expense paid trip to the Windy City and a place for you and a guest at the starting line:


1. Register to enter the sweepstakes at www.CUMagicMinute.com.

2. Use your FCCU credit or debit card with points to make at least three purchases per week during any or all of the weeks between June 4 - September 9.

3. Every time you use your card, your name will be entered in up to seven drawings to pick the winners from credit unions participating in the Magic Minute.

4. The more you use your card, the more entries you'll have in the drawings, and the better your chances of winning.


Register now and start dreaming! Check www.CUMagicMinute.com for complete sweepstakes details, rules and free method of entry.

No Purchase Necessary to enter or win. Open to credit & debit cardholders who are legal residents of the 50 U.S., D.C. or Puerto Rico, 21 or older, who are enrolled in a participating Credit Union CURewards Program. Ends 9/9/18. Void where prohibited. See full rules & how to enter without purchase at www.cumagicminute. com. Sponsor: PSCU, 560 Carillon Parkway, St. Petersburg, FL 33716.


Upcoming Member's Choice Club Events

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Join us for our upcoming events:

  • Jamestown - Art Class - June 21 at 1pm - Arts Center
  • Jamestown - Annual Picnic - July 19 at 11:30am - ND Farmer's Union
  • Hankinson - Ice Cream Social - July 3 from 10am - 2pm - FCCU branch
  • Napoleon - Dairy Day - June 13 - FCCU branch
  • Wishek - Ice Cream Social - June 11 from 1:30 - 3pm - Senior Center

We still have openings for our Mystery Tour September 12-16. Consider joining us! Those of you who have been on our Mystery Tours in the past know that they are full of amazing food, beautiful scenery and unforgettable memories. Although you won't know the destination, you'll be sure to enjoy the ride! Contact us for more information.


We have a special package of benefits for our members 55 years and up. Member's Choice Club is exclusively designed with a wide variety of perks and benefits including special gifts, events/tours, and account specials. If you are someone with a zest for life and would like to learn more about getting involved with Member's Choice Club contact your favorite FCCU representative today.


Mortgage Department & Tanya Nenow Receive Housing Awards

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L to R: NDHFA Executive Director Jolene Kline, FCCU's Deb Stoppler, Craig Ventzke Jeremy Lindell, Stephanie Samuelson, Tanya Nenow, Attorney General Wayne Stenehjem, FCCU's Darin Engstrom and Carissa Martin.

North Dakota Housing Finance Agency recognized its outstanding partners as Champions of Affordable Housing at the Statewide Housing Conference held recently.


Among the lending institutions and individuals recognized was First Community Credit Union and loan officer, Tanya Nenow, who received the 2018 Champion of Affordable Housing Individual Lender Award.

"The Champions Awards recognize and celebrate the work of individuals, non-profit organizations, public agencies, and private sector businesses who go above and beyond to provide affordable housing for North Dakotans." said Jolene Kline, NDHFA executive director.


Through NDHFA's homeownership programs individuals and families, which are typically first-time buyers, receive low-cost financing, and down payment and closing cost assistance.


"Congratulations to the mortgage team. The entire group works hard to get our borrower's into their new homes and to be recognized by NDHFA is an honor," said Mary Radenz, VP of Mortgage Lending. "Congratulations to Tanya on her individual award as well. She is committed to helping her borrowers achieve home ownership by helping them make informed decisions and finding the loan that best suits their needs."


Simplify Your Finances

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It's easier to get balance in your life when you simplify things. When it comes to your finances, there are a few steps you can take to make them more streamline.

1. Consolidate Your Accounts

If you have multiple checking or savings accounts, consolidate them to one of each – and do the same with retirement accounts. This will reduce paperwork and time spent checking different accounts. With only one account, you're less likely to miss a statement or payment. If you have several retirement accounts from job changes, you can roll these plans into an IRA or other employer-sponsored plan.


2. Stop the Paper Flow

If you're still receiving statements in the mail, enroll in e-statements so you can manage your accounts at your convenience – 24/7. For loans, you can get reminders of when payments are due, or set up automated payments to your account (and likely save money with a better rate).


3. Only Use One Credit Card

If you have multiple credit cards, try to pay each of them off starting with the card with the highest interest rate. Get your stack of cards down to two if possible: one for emergencies (such as an unexpected medical bill or car repair) and one you use regularly. This way, you only have to keep track of your everyday purchases and expenses associated with one account.


4. Work to Become Debt-Free

Budget your spending so your income is more than your outgoing expenses. If you buy less "stuff," you'll have more to pay your bills, save, and even splurge on things. Work to become debt-free and try to increase your savings as well. Living this way can reduce a lot of unnecessary stress.