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ENJOY 0% APR* FOR 12 MONTHS. For New Cards Only!

For a limited time only, new cardholders will receive an introductory rate of 0% APR* for 12 months on purchases and balance transfers made within the first 60 days.  Take advantage of this new FCCU Visa credit card offer and also receive no transfer fees. 

With an FCCU Visa You'll get

  • Low rate of 9.90% APR or 14.90% APR
  • No annual or balance transfer fees, 25-day grace period, cash advances at most ATMs
  • Choice of cash back (up to 1% on all purchases) or reward points (earning one point for every $1)
  • Combine points with Reward Debit Card points or family points to earn rewards faster
  • FCCU Cards App giving you the capability to turn your cards on and off, set travel notices, report lost or stolen and more!
  • Enhanced features with new contactless cards

Apply Now!

Why First Community Credit Union

First Community Credit Union is here to help you achieve your financial goals. What makes us different?

  • Competitive rates
  • Flexible terms and low monthly payments
  • Easy to apply
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

About Us

First Community Credit Union is the largest credit union in North Dakota, with 29 branches throughout North Dakota & western Minnesota. FCCU first laid its foundation in Jamestown, with just 40 members and now we've grown to serve more than 46,000 members.

Just like you’re a member of a community and even a family, you’re a member of a credit union and we know just how special that is.

The Credit Union Difference


One of the most popular questions we're asked is, how do I become a member of First Community Credit Union? It's really easy.

Learn more.

*Membership required.  All new cards are subject to credit approval.  Terms and conditions apply.  APR=Annual Percentage Rate. New consumer cards opened within the promotional period of 5/1/23-6/30/23 will receive 0% APR introductory rate for 12 months on purchases and balance transfers made within 60 days of account opening.  After the 12-month promotional period ends, the APR will be 9.90% or 14.90%, based on creditworthiness. Business and secured cards do not qualify for promotional APR.