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You're Worth Celebrating.

Kasasa is our best free checking account allowing members to earn cashback from interest every month. Last year alone, our members received $2 million in rewards.* That's something worth celebrating. What's even better? Opening an account has never been easier and it's 100% free.

Get started by opening your account online here.

Have all the benefits.

Choose Your Monthly Rewards: High Dividends or Cash Back

Refunds on ATM Withdrawal Fees

No Monthly Maintenance Fees

Online Access with Mobile Check Deposit

No Account Minimums

Free Mastercard Debit Card

See for yourself!

What could you be earning? Use our calculator below to see what your annual rewards would be when you sign up for a Kasasa Cash® checking account. Keep a balance lower than $3,000? No problem!

Sign up for Kasasa Cash Back® and earn rewards!

Check 'em & earn 'em. We promise it's that easy.

  • 12+ monthly debit card purchases
  • Active enrollment in eStatements & online banking
  • 1+ monthly logins to your online banking account

That's it! And, if you don't qualify this monthly qualification cycle, your account is still free and next month, you can get right back to earning your full rewards.

Want to know exactly when you'll qualify for rewards? See our Kasasa Cycle Dates.

Ready to get started?

Getting started is easy.

Open your Kasasa account online.

See a full list of

Kasasa's digital services.

Know exactly when you'll qualify for rewards.

See our Kasasa cycle dates.

Keep a lower balance?

Learn about Kasasa Cash Back.

Prefer to open an account in person or over the phone?

Visit or call any of our branches.

Become an FCCU Member!

Create your account.

Are you a member of First Community Credit Union?

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.50%; and balances over $25,000 earn 0.15% interest rate on the portion of balance over $25,000, resulting in a range from 2.50% to 0.62% APY depending on the account's balance and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM Fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.02% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 1/1/2021. Rates may change after account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Limit 1 account(s) per social security number. Contact a FCCU service representative for additional information, details, restrictions, processing limitations, qualifications and enrollment instructions. Federally insured by NCUA.