2012 Archives

December

ALERT: MasterCard Scam

December 31, 2012

ALERT! FCCU has received calls from members that are getting calls from 895-458-7534 stating that the member’s MasterCard was locked. This is a scam. Remember you should never give out personal information on phone calls such as this. The number is for a bank in Missouri that has put out a release that this is a scam and to not share any information with them.

We were also informed of a text message scam where members received the following text message: ‘The credit union center alert. Your card has been DEACTIVATED please call 701-557-7936.’ This is also a scam. Please do not respond to communications such as this.

Changes in NCUA Account Insurance

December 20, 2012

NOTICE OF EXPIRATION OF THE TEMPORARY FULL NCUSIF INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in noninterest-bearing transaction accounts no longer receive unlimited share insurance coverage by the National Credit Union Share Insurance Fund (NCUSIF). Beginning January 1, 2013, all of a member’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the NCUSIF up to the standard maximum share insurance amount of $250,000 for each share insurance ownership category.

NCUA Share Insurance Tool Kit is available to estimate the insurance coverage of your accounts. Visit http://webapps.ncua.gov/ins/calculator.html to use the insurance calculator.

November

FCCU Holds Christmas Food & Toy Drives

November 16, 2012

First Community Credit Union (FCCU) will be hosting a food and toy drive this holiday season.

FCCU members and members of the community are invited to participate in this great event. Non-perishable food items and new and slightly used, unwrapped toys will be collected at FCCU’s 14 branches and then donated to deserving children and families throughout our communities. Donations will be accepted through Monday, December 10 and will be given out before Christmas. FCCU will donate the food and toys to the following organizations in FCCU’s branch communities:

Bismarck: Salvation Army
Fargo: Salvation Army
Hankinson: Three River Crisis Center
Jamestown: Salvation Army
Milnor: Sargent County Food Pantry & Sargent County Social Services
Napoleon: Logan County Food Pantry & the Kedish House
Oakes: Oakes Food Pantry & Local Families in the Community
Portland: Portland Food Pantry & Mayville State Daycare
Steele: Kidder County Food Pantry
Valley City: Barnes County Food Pantry & the Mitten Tree
Wahpeton: Wilkin/Richland Food Pantry & Wilkin/Richland Social Service
Wishek: Wishek Food Pantry & The Kedish House

“It’s that time of year when people think about giving instead of receiving and we thought it would be a great way to show those in need that FCCU cares,” said Janna Bergstedt, Marketing Manager at FCCU.

October

FCCU is a NerdWallet Top Pick for International Credit Union Day

October 29, 2012

FCCU was recently featured for International Credit Union Day involvement by the NerdWallet blog. Below is an exert from the article:

First Community Credit Union (Jamestown, ND)

Join First Community Credit Union for a special open house at all of their locations on International Credit Union Day. Everyone in the community is invited, members and non-members alike, so if you’ve always wanted to learn more about what a credit union membership can do for you, International Credit Union Day is a great excuse to pop in for a visit. First Community Credit Union has branches in major cities like Jamestown, Fargo, Bismarck, Napoleon, Oakes, Portland and surrounding cities. Membership is open to anyone who lives within a seventy-five mile radius of Jamestown or Portland. Membership is also open to family of eligible members and anyone who lives within a fifty-mile radius of Valley City, Oakes, Napoleon, Steele, Bismarck, Wahpeton or Wishek.

Click here to view the entire article.

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International Credit Union Day

October 7, 2012

Credit unions are not-for-profit financial cooperatives that provide an effective and viable alternative to for-profit financial institutions for more than 196 million members in 100 countries worldwide. They exist to serve their members, providing a safe place to save money and access affordable loans. During our 73 year history, FCCU has grown to be North Dakota’s largest credit union with 125 employees and 14 branches with a field of membership that covers approximately one third of the state.

Since 1948, International Credit Union Day has been celebrated annually on the third Thursday of October. Each year, the international event affords the opportunity to remember credit unions’ proud history and promote awareness of and support for the credit union difference. This year’s theme, “Members Matter Most,” celebrates what matters most to credit unions, our members! It also aligns cooperatively owned and controlled credit unions with the greater cooperative business sector and the United Nations, which is also celebrating 2012 as the International Year of Cooperatives.

Credit unions are recognized as a force for positive economic and social change and have provided significant value in both developed and emerging nations. International Credit Union Day is sponsored by World Council of Credit Unions (WOCCU), the international trade association and development agency for credit unions worldwide, and numerous national credit union trade associations and federations around the world.

On Thursday, October 18, 2012, credit union members around the world will celebrate International Credit Union Day, an event to commemorate the credit union movement’s impact and achievements. In honor of this special day, FCCU invites its members and the whole community to an open house at each of our branch locations.